Purchasing a property, whether that be a home or an investment property is an exciting event, but it is also a significant financial commitment. OzPlan Financial Services can provide professional financial guidance to assist you with property purchases* in your own name or within a Self Managed Superannuation Fund. Our advice will add value by:

• Assisting you to calculate the true upfront costs of entering the property transaction you have in mind
• Ensuring the excitement of a property purchase doesn’t turn to doom and gloom through inadequate planning or awareness
• Help you save potentially thousands of dollars on potential fees such as mortgage insurance by understanding your deposit required & other key property purchase considerations
• Calculating and projecting your ability to service the ongoing debt associated with the purchase
• Explain the difference between good debt and bad debt and how best to manage your overall debt repayments
• Advise you on how to save potentially hundreds of thousands of dollars in interest costs through wise money management and efficient debt repayment solutions
• Setup a repayment plan that will allow you to own the property many years sooner
• Explain and educate you about the importance of focusing on growing your net asset position, rather than focusing on buying multiple properties
• Ensure that you and your family are protected via adequate personal insurances if unexpected events arise which may put your ability to service the debt or meet your living costs at risk
• Refer you to other trusted professionals such as mortgage brokers, buyers advocates and conveyancers to ensure you have a seamless property purchase experience and get maximum value from your purchase and on your loan
• As we arenot trying to sell you a property we are not biased like others in the transaction could be. Our advice is simply focused on making you aware of key considerations, issues and risks, so that your property buying experience is a positive one both initially and for the long term

*OzPlan Financial Services are not licensed to provide advice on specific properties for purchase. Our services focus on the above areas, not on recommending a specific property.